Peak Group

Terms & Conditions

Terms & Conditions

Last Updated: [01/10/2025]

  1. Definitions

For the purposes of these Terms, the following definitions apply:

  • “Account” – a user account registered with PEAK Group to access the Services.

  • “Assets” – any financial instruments offered by PEAK Group, including fiat currencies, cryptocurrency tokens, forex pairs, derivatives, or any tradable instrument.

  • “Company,” “we,” “us,” “our” – PEAK Group.

  • “Platform” – the website, applications, software, and infrastructure through which PEAK Group offers Services.

  • “Services” – all products and functionalities provided by PEAK Group: trading,
    deposits/withdrawals, account management, analytics, support, or other features.

  • “User,” “you,” “your” – the individual (or legal entity) using the Platform and Services.

  • “Order” – any buy, sell, limit, market, or other trading instruction initiated by a User.

  • “Deposit” – any transfer of funds or assets from a User into their Account.

  • “Withdrawal” – any transfer of funds or assets from a User’s Account to an external bank account or wallet.

  • “Margin Trading” – trading with borrowed funds or leverage when offered.

  • “KYC” – Know-Your-Customer verification process.

  • “AML” – Anti-Money Laundering compliance obligations.

 

  1. Acceptance of Terms

PEAK Group is owned and operated by Maxrich Group LLC. By registering an Account with PEAK Group or using any Services, you confirm that you have read, understood, and agree to be legally bound by these Terms. If you do not agree, do not use the Platform or Services.

 

  1. Eligibility & Account Registration
  • You must be at least 18 years old (or the legal age in your jurisdiction) and legally able to enter into binding agreements.
  • You must provide accurate, complete, and up-to-date personal information when registering.
  • PEAK Group may perform verification checks. You agree to submit identity documents or other requested proofs to comply with KYC/AML procedures.
  • Failure to complete verification, or furnishing false information, may lead to suspension or termination of your Account and/or Services.

 

  1. KYC / AML Compliance

PEAK Group operates under applicable AML and regulatory policies. We may:

  • Require identity verification, proof of address, or other documents.
  • Request financial origin proofs for deposits or withdrawals.
  • Report suspicious transactions or accounts to relevant authorities if required by law.

You acknowledge and consent to these compliance checks when using the Services.

 

  1. Services & Trading

5.1 Order Execution and Platform Functionality

  • Orders (market, limit, stop-loss, take-profit, etc.) will be processed subject to market conditions, liquidity, and platform availability.
  • Execution is not guaranteed at a specific price — market volatility, slippage, or latency may affect the final result.
  • PEAK Group does not guarantee uninterrupted access; maintenance, upgrades, or unforeseen outages may occur.

5.2 Margin & Leverage (if offered)

  • Margin or leveraged trading amplifies both potential gains and potential losses.
  • If you use leverage, you accept full responsibility for risk of total or partial loss of capital.
  • Failure to maintain required margin may result in forced liquidation without prior notice.

5.3 Deposits and Withdrawals

  • Deposits must originate from accounts or wallets legally owned by you.
  • Withdrawals will be made only to wallets or bank accounts registered under your name.
  • PEAK Group may impose withdrawal limits, processing fees, or require additional verification before approving a withdrawal.
  • Cryptocurrency withdrawals may be irreversible once sent.

5.4 Fees and Charges

  • All applicable fees (trading fees, spread, withdrawal/processing fees, inactivity fees, etc.) will be clearly disclosed on the Platform.
  • PEAK Group reserves the right to modify fees at any time; changes will be announced to Users.

  1. User Responsibilities and Prohibited Activities

You agree not to:

  • Provide false or misleading information or impersonate another person.
  • Use the Services for fraudulent, money-laundering, or illegal activities.
  • Use automated bots, scripts, or unauthorized software to interact with the Platform.
  • Attempt to manipulate market prices, perform wash trading, spoofing, or any abusive trading behavior.
  • Attempt unauthorized access to other accounts.
  • Interfere with, disrupt, or degrade the Platform’s security or operation.

You are responsible for safeguarding your Account credentials, and for all activity under your Account. You agree to notify PEAK Group immediately if you suspect unauthorized access or breach.

 

  1. Risk Disclosure & No Guarantees
  • Trading in forex and cryptocurrencies carries a high level of risk, including volatility, liquidity issues, regulatory changes, and possible loss of the entire investment.
  • Past performance is not an indicator of future results.
  • The value of cryptocurrencies and other digital assets may fluctuate dramatically.
  • PEAK Group does not provide financial, investment, legal, or tax advice.
  • You use the Platform at your own risk and should only trade with funds you can afford to lose.

 

  1. Intellectual Property Rights

All content, design, software, trademarks, logos, documentation, and other materials on the Platform belong exclusively to PEAK Group (or its licensors).
You may not copy, modify, distribute, reverse-engineer, decompile, or otherwise use these materials beyond what is strictly allowed under your User Agreement.

 

  1. Data Protection & Privacy

Your use of PEAK Group entails submission of personal and financial data. We will process and store your data under the terms of our Privacy Policy, in compliance with applicable data-protection laws (such as GDPR when applicable).
By using our Services, you consent to such processing and storage.

 

  1. Limitation of Liability

To the maximum extent permitted by applicable law, PEAK Group, and its directors, employees, affiliates, or service providers shall not be liable for:

  • Any direct, indirect, incidental, consequential, or special losses or damages (including trading losses, loss of profits, loss of data, or reputational damage).
  • Losses arising from platform downtime, technical failures, connectivity issues, or third-party service failures.
  • Losses resulting from unauthorized access if you fail to secure your account.
  • Any regulatory, legal, or tax consequences of your use of the Services.

Your use of the Platform is entirely at your own risk.

 

  1. Indemnification

You agree to indemnify, defend, and hold harmless PEAK Group and its affiliates, employees, officers, and service providers from any claims, damages, losses, liabilities, or costs (including legal fees) arising from:

  • Your misuse or abuse of the Services,
  • Your violation of these Terms,
  • Your violation of any applicable laws or third-party rights,
  • Your negligent or fraudulent behavior.

 

  1. Suspension, Freezing, or Termination of Account

PEAK Group reserves the right, at its sole discretion and without prior notice, to:

  • Suspend access to your Account and Services,
  • Freeze, withhold, or restrict any funds, deposits, or withdrawals,
  • Close or terminate your Account,
  • Refuse future registration or transactions,

…in cases including, but not limited to: suspected fraud or money-laundering, violation of these Terms, legal or regulatory requirement, or security concerns.

 

  1. Amendments to Terms

We may revise, update, or modify these Terms at any time.
Changes will become effective upon posting the revised version on the Platform (with updated “Last Updated” date).
Your continued use of the Services after the update constitutes your acceptance of the new Terms.

 

  1. Governing Law & Jurisdiction

These Terms and your use of the Platform shall be governed by the laws of [Insert Jurisdiction], without regard to conflict-of-law principles.
Any disputes arising from or relating to these Terms shall be resolved exclusively in the competent courts of Saint Vincent and the Grenadines unless otherwise required by mandatory law.

 

  1. Severability

If any provision of these Terms is held invalid or unenforceable by a competent court, the remaining provisions shall continue in full force and effect.

 

  1. Entire Agreement

These Terms (together with the Privacy Policy and any other legal notices or policies referenced herein) constitute the entire agreement between you and PEAK Group with respect to the Platform, superseding all prior or contemporaneous communications, proposals, understandings, or agreements, whether written or oral.

 

  1. Contact Information

For any questions, concerns or legal notices relating to these Terms, the Services, or your Account, contact us at:
PEAK Group
Email:support@peakgroupeu.com

 

RISK DISCLOSURE STATEMENT

Last Updated: [01/10/2025]


  1. Introduction

This Risk Disclosure Statement (“Statement”) is provided by PEAK Group to all Users of its forex and cryptocurrency trading Services.
Its purpose is to outline the significant risks associated with trading digital assets, foreign exchange instruments, derivatives, and any other financial products offered on the Platform.

By using our Services, you acknowledge that you have read, understood, and accepted all risks described here—and that you trade entirely at your own risk.

 

  1. No Investment Advice

PEAK Group does not:

  • Provide financial, legal, investment, or tax advice;
  • Guarantee profits, returns, or performance;
  • Offer portfolio management or personal investment recommendations.

All decisions you make are solely your responsibility.

 

  1. Market Risk

Financial markets—including forex and cryptocurrencies—are highly volatile and may fluctuate dramatically in short periods.
Prices may move against your positions, resulting in substantial losses, including loss of the entire investment.

Factors impacting price include:

  • Economic announcements
  • Market sentiment
  • Government policy changes
  • Geopolitical instability
  • Liquidity shifts
  • Technology failures (in crypto systems)

 

  1. Cryptocurrency-Specific Risks

4.1 Extreme Volatility

Cryptocurrencies can experience rapid price swings of 20–50% within minutes.

4.2 Regulatory Risk

Laws governing crypto assets continue to evolve. Regulatory changes may impact access, value, or legal status of digital assets.

4.3 Irreversible Transactions

Crypto transactions cannot typically be reversed. Errors in wallet addresses may lead to permanent loss of funds.

4.4 Blockchain Risk

Issues such as network congestion, 51% attacks, hard forks, or protocol vulnerabilities may affect the value or transferability of assets.

 

  1. Leverage & Margin Risk

Using leverage magnifies both gains and losses.
Failure to maintain required margin levels may result in immediate liquidation of open positions without notice.

You may lose more than your initial deposit.

 

  1. Liquidity Risk

Some assets—especially certain cryptocurrencies—may have low liquidity, impacting execution price, spreads, and the ability to close positions.

 

  1. Technological Risks

Your trading activity depends on internet connectivity, platform infrastructure, and third-party systems.
Risks include:

  • Server failures
  • Connectivity issues
  • Latency or execution delays
  • Cyberattacks
  • Data loss
  • Software bugs

PEAK Group is not liable for losses caused by technology failure.

 

  1. Third-Party Risk

We may integrate with liquidity providers, exchanges, analytics services, or payment processors.
Failures of third parties may impact your ability to trade, transfer funds, or access services.

 

  1. Legal & Tax Risks

Laws regarding forex, crypto assets, margin trading, taxation, and financial reporting vary across jurisdictions.
You are solely responsible for:

  • Determining compliance with your local laws
  • Reporting trades
  • Paying any applicable taxes

 

  1. Risk of Total Loss

Forex and cryptocurrency trading involves a high risk of losing all invested capital.
You should only trade funds you can afford to lose.

 

  1. Acknowledgment and Acceptance

By trading on PEAK Group’s Platform, you acknowledge that:

  • You understand the risks;
  • You accept full responsibility for your trading decisions;
  • PEAK Group is not responsible for losses you incur.